Stop watching your Naira lose value. INVEST for up to 60% Profit
Fund with Naira. We lock your capital to a USD baseline, grow it at a fixed rate for your chosen term, then pay you back in Naira — with a firm rate-protection corridor at maturity.
Fixed maturity tiers
Your rate is locked the moment your deposit lands. No moving targets, no performance guesswork. You cannot withdraw until the maturity day.
1 Month
5%
$1,000 becomes $1,050 at maturity.
3 Months
15%
$1,000 becomes $1,150 at maturity.
6 Months
30%
$1,000 becomes $1,300 at maturity.
1 Year
60%
$1,000 becomes $1,600 at maturity.
See exactly what Profit you'd walk away with
Invest any amount in Naira or dollars. Lock it , Once Matured you get up to 60% interest.
- Minimum entryStart from ₦10,000 per investment line.
- Locked until maturityFunds stay locked for the full tier — that discipline is what funds the fixed rate.
- Referral bonusEarn ₦5,000 when someone you refer funds their first investment.
- Rate protection corridorAt or below ₦1,600/$1 you get the true market rate. Above it, payouts convert at a capped ₦1,500/$1.
Live yield calculator
- USD baseline locked
- $0.00
- Matured USD after 365 days
- $0.00
- USD profit
- +$0.00
- Naira estimate at today's rate
- ₦0
Entry rate today: ₦1,600 / $1. Naira figures are estimates — your growth is guaranteed in USD, and the final payout uses the rate on your maturity date within the platform's protection corridor.
Fund this investmentInvestors already compounding
I moved idle business cash into the 6-month tier. I am glad I got them back with Cool Interest no work on my side no labour.
Kayode A.Logistics business owner, LagosThe maturity date and the rate were fixed from day one. No surprises, and the payout hit my bank the same week I requested it.
Kunle O.Software engineer, AbujaI run three investments at once with different maturity dates, so something is always coming due. My last payout landed in my bank five working days after I requested it.
Amaka N.Pharmacy owner, EnuguWhat sold me is that the funds are actually put to work — trading, property, export. I waited out the full lock period and the numbers came out exactly as quoted.
Ibrahim S. KanoFrequently asked questions
Everything about locks, payouts and how your money is put to work.
See your Money Grow.
Open an account, pick a tier, and fund securely with Paystack in under two minutes.